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    การขอสินเชื่อบ้านของอเมริกา ลดลงต่อเนื่องต่ำสุดในรอบ 14 เดือน ลางร้ายเริ่มปรากฏ

    Aug. 27 (Bloomberg) -- An index of applications for U.S. mortgages fell last week to the lowest in 14 months as mortgage rates stayed close to their highest in a year, an industry report showed.

    The Mortgage Bankers Association of America's measure of mortgage applications declined 13.3 percent to 638.6 last week, the lowest since June 2002. The refinancing index fell 21.3 percent, the eighth straight weekly decline. That gauge is also the lowest since June of last year.

    Homeowners have little incentive to refinance and extract cash from their homes after two months of rising mortgage rates. That suggests the boost to spending and the economy from refinancing is drawing to a close, economists said. Higher borrowing costs may also slow home sales in coming months from their record pace.

    Refinancing ``has been devastated as profitable refinancing opportunities have vanished,'' said Steven Wood, principal economist at Insight Economics in Walnut Creek, California. ``Housing's contribution to economic growth will turn negative by the fourth quarter.''

    Fannie Mae and Freddie Mac, the two biggest U.S. mortgage buyers, forecast that refinancing would fall by at least half in 2004. Refinancing volume will drop to about $850 billion from $2.60 trillion this year, according to Fannie Mae. Freddie Mac said refinancing will decline to $1.18 trillion from $2.44 trillion.

    รีไฟแนนซ์ลดไปอีก 21% ซึ่งลดจาก peak ไปแล้วถึง 75% ... ตลาดบ้านของอเมริกาถึงจุดอิ่มตัว.. ฟองสบู่

    จากคุณ : เฟยหง - [ 27 ส.ค. 46 21:39:43 ]